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Hein Kritzinger Discovery Financial Adviser

Welcome to the official site of Hein Kritzinger, where you can learn more about the world of financial planning and protect your financial future.

Hein provides sound financial advice across all areas of financial planning. With a sharp mind for financial planning, good business principles, innovative strategies for your individual needs and leveraging Discovery's unique integration model and market-leading products, Hein offers a dynamic service to help you secure your financial future.




Short term Insurance




Medical Aid

About Us

Financial planning expertise

Hein's expertise spans across all areas of financial planning. By tailoring his approach and adjusting to the client's individual needs, he's able to provide customised, expert service.

In addition to his expertise, Hein takes pride in doing what is right for the client. Every product that he recommends for his clients is purely based on a comprehensive financial needs analysis, ensuring that the product addresses the relevant client's needs.

Professional Financial Adviser

As a Discovery financial adviser, Hein upholds the highest standards of professionalism, integrity and honesty, while providing sound, responsible financial advice to his clients and in line with the relevant statutory bodies, regulatory and compliance requirements. He also adheres to Discovery’s values of excellence.

Why choose a Discovery Financial Adviser?

A reliable and tailor-made financial plan or solution, integrated with active engagement in Discovery’s Vitality programme, produces positive financial results that are astounding in every case. In addition to better health, you also get the best benefits (and the most benefit per unit of premium) in the industry that are powered by Discovery’s unique integration model. With the power of Discovery backing him and as a registered Certified Financial Planner, Hein is ideally positioned to provide expert professional advice to you.

The value of financial planning

"Without great financial planning, without great financial planners and without brilliant financial advice, people will fail in their financial affairs in retirement. Those sage words come from Adrian Gore, Group CEO of Discovery limited, and highlight the important role financial planning plays to ensure current and future security.

What is financial planning?

Financial planning is the process of structuring and arranging your financial resources to meet your life goals. These can be short-term goals like saving for a car, or long-term planning for retirement. Financial planning should give you financial certainty and clarity on your current and future financial wellbeing.

Benefits of financial planning

Having a detailed financial plan gives you a solid framework through which you can make prudent financial decisions in all spheres of your financial life. Like with most things in life, having and sticking to a plan allows you the best possible chance for success. In this instance, it means achieving your life goals and long-term financial security.

Who we are

Our Services


Life insurance

Estate planning



Retirement Planning


Short term Insurance


Medical aids



  • "What our clients say about us"

    I still can’t believe that Discovery paid out but then again that is why I am with Discovery as they seem to live up to their name – I am very satisfied with the outcome and HHFin’s assistance in this regard – thank you very much. - Simon Fletcher

  • "What our clients say about us"

    Baie dankie. Weereens puik diens ! - Pieter van Eck

  • "What our clients say about us"

    You are a gem - Amanda Ghobozi

  • "What our clients say about us"

    Great service and effort by Shandin – Daryn Davisson

  • "What our clients say about us"

    Hi Sharon, Net ‘n kort nota om te komplimenteer oor julle diens. Jy is ALTYD beskikbaar en niks is ooit te veel moeite nie. Jou kantoor dames is ook BAIE vriendelik en effektief. Mnr Kritzinger, jy sal nie ‘n besigheid he sonder die klomp dames in jou lewe nie! - Groete Nic Botha

Our Team

HEIN KRITZINGER(Diamond Prestige Financial Adviser)

Phone: 0833 240 854
Email: hein.kritzinger@dfc.discovery.co.za

ESTA CLOETE(Office manager to Hein Kritzinger)

Handles diary of Hein

Phone: 012 681 9000
Email: hester.cloete@dfc.discovery.co.za

Christine Swart(Client Portfolio Liason)

Handles queries for life insurance, investments, medical aids

Phone: 012-681 9000
Email: christine.swart@dfc.discovery.co.za

Juan-Mari Tosen(Client Portfolio Liason)

Handles all short-term queries and claims

Phone: 012-681 9000
Email: juan-marit@dfc.discovery.co.za

Contact Us

Info details
Unit 17, 3 Bauhinia str, Oxford Office Park, Highveld
012-681 9000/082 447 9851
Get in touch
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Hein's client-centric approach to financial advice and Discovery's unique value proposition are all geared to help you realise your financial goals and safeguard your long term financial future.

Get in touch with Hein today or simply fill in your details below to set up a no obligation appointment.